When you own a livery business, liability issues are everywhere- and there are many types of accidents that might cause someone to present you with a lawsuit. Umbrella insurance policies protect you from liability issues that go beyond the liability limits of standard insurance policies. This policy literally puts your company under its umbrella so that when you exceed the liability coverage limits on an insurance line, you will still be protected.
Umbrella liability policies add another layer of protection to any of the other policies that you might hold, such as general liability and employer’s liability. In the livery business, it really is crucial to have extended umbrella insurance in Massachusetts and everywhere else in New England.
Within the livery businesses, the most significant liability exposure is driving on work related business. If you or an employee end up causing bodily injury or property damage, the cost to your company could be staggering. That’s why your livery business needs umbrella insurance. Massachusetts livery companies, and companies throughout New England need to be completely protected with our excess insurance.
Contact one of our expert agents today to find out more about umbrella insurance in Massachusetts and throughout New England.